志杰和美英埋怨他们住不起大房子，有财把二人斥责一番，没想到却惨遭众人反击，大家指一家人会如此落魄，身为一家之主的有财需负上最大责任。有财感慨在家里毫无地位，遂把心一横，决定绑架财神，希望能一洗多年霉气。
Youcai reprimands Zhijie and Meiying when they lament their flat is too small but he gets blamed instead as everyone feels he should be taking the responsibility for their present state of living. Youcai decides to kidnap the God of Fortune to rid of his bad luck.